Why investing now is ever-more important.

By Hamadi Jett. June 4th.

I’m sure we’ve all heard the phrase, Today’s dollar is worth more than tomorrow’s, right? 

We’re all cognizant of the perpetual devaluation of our currency, yet as we speak, many of us have money in an open savings account that will be a fraction less valuable tomorrow due to inflation. I’m not here to question motives, just to relay what is known as sound financial advice and hope this time it doesn’t fall on deaf ears. You see, inflation isn’t the only reason our disposable income should be in an interest-bearing account. If the concept of Time Value of Money is arising top of mind, that’s because that college accounting course you secretly despised had a lasting effect on you. And for good reason!

Since, Today’s dollar is worth more than tomorrow’s; we ought to invest today. However, tomorrow’s dollar is worth more than today’s (if invested), making the proverbial saying only half-true. Quite actually, we should invest now because of inflation; we also should invest now because compounding interest and dividend payouts lend us a greater ROI than most savings accounts. Money of today is better measured on the present value of a future investment or on the future value of a present investment, not on the valuation of not investing. Fortunately, though, there are many a way for us everyday folk to live the “Think and Grow Rich” mantra in a more pragmatic sense.

One of the best feelings here at Stuff&Stock is having a young child’s stock portfolio shatter the $10,000 ceiling and knowing it was made possible through the mere transference of information. How better off would we be now if we were made aware then? I would have given myself a firm word about how Christmas money from Grandma would be better spent in a Dividend Reinvestment or Direct Stock Purchase Plan because that extra pair of Nike won’t help pay your way through college, but those extra shares of Nike compounded over decades, may.

Father Time won’t award us a rewind – I asked, for our sake, our children, nieces, and nephews are in a better position already because of blogs like this and readers like you! See you all on the greener side:)

Learn more about gifting stock to a young person (reasons to Invest) 

About Author 
Hamadi Jett is a Stuff&Stock intern with a background in 
Facebook Advertising, Content Curation, and Social Media.